Water Damage Claim Filing Tips

Water damage claims can wreak havoc regarding your home and personal finances. Follow these tips to ensure that your home is restored 100% and you receive the maximum payment settlement.

 Contact Your Insurance Company Immediately

The initial important first step is to notify your insurance company immediately following water based damage. The longer the water sits in your home, the harder the loss will be to prove. It is up to the insured to file a prompt claim immediately and mitigate all water damage.

Prevent Additional Damage

Secure your property and  make sure the water damage doesn’t become worse.

1). Removing any standing water

2). Dry the soaked area with fans and dehumidifiers

3). Remove damaged contents from the area

After completing tasks, categorize items as salvable and unsalvageable and do not throw them away until the claims adjuster inspects them.

Take Photographs and Inventory

Make sure to take detailed pictures of everything that is damaged in your home. Take images of damaged areas, contents, and the plumber’s invoice. Keep records of all conversations with the insurance company.

Hire a Public Adjuster

Hiring a public adjuster will make all the difference when filing a property damage claim. They will make sure that you receive the maximum settlement as per policy provisions.  A public adjuster files a claim on behalf of the homeowner and all communication will go through the public adjusting firm first.

A public adjuster will contact you promptly for a free consultation the day of your water damage incident. Public adjusters only work on contingency fees and cannot be paid hourly for their work. Usually, the fee is anywhere from 15%-30% depending on the size and circumstance of the loss.

About Community Public Adjusters

Community Public Adjusters specializes in homeowners and business insurance claim representation. Our public adjusters and property loss consultants work diligently to make sure you get the maximum possible settlement from the insurance company regarding your insurance claim.

We offer claim representation services on a contingency basis, if we do not collect any funds for you, we do not get paid at all. Community Public Adjusters has expert knowledge on how the insurance claim process works. We work with you on every step of the claims process.

We represent home and business owners and have vast experience with the following types of claims

Submit a claim now