Introduction: Boating enthusiasts understand the joy and freedom that comes with spending time on the water. Whether you own a sleek sailboat, a powerful motorboat, or a charming pontoon, it’s crucial to protect your prized possession from the risks and uncertainties that can arise. Boat insur...
Understanding Policy Language: Decoding Insurance Jargon
Introduction: Insurance policies are filled with complex terminology and jargon that can be overwhelming for policyholders. However, understanding the language used in insurance policies is essential for knowing your coverage and making informed decisions when filing a claim. In this blog, we will d...
Why Flood is Excluded from a Typical Homeowners Policy
Homeowners insurance policies provide financial protection to homeowners against unexpected events such as fires, theft, and natural disasters. However, one type of natural disaster that is often excluded from typical homeowners policies is flood damage. In this blog, we will explore why flood damag...
Water Leak Claims and What to do!
Water pipe bursts can cause significant damage to a property, leading to costly repairs and disruptions to daily life. Fortunately, homeowners insurance can provide coverage for the damage caused by a water pipe burst. In this blog, we’ll take a closer look at how insurance claims work for wat...
What kind of homeowners insurance should a homeowner buy?
Homeowners insurance is an essential protection that helps you safeguard your home and personal belongings against potential risks and losses. With numerous insurance options available in the market, it can be overwhelming to determine the type of coverage that best suits your needs. This gui...
Pipe Burst Claims
It’s a common nightmare for any homeowner: one day, you hear a loud bang from the bathroom, and you find water flooding the room. You’ve got a burst pipe. It’s an incredibly stressful situation to be in, but don’t worry. This blog will provide you with useful information on what to do if you...
Discover the Difference: Insurance Claims Adjusters – Public vs Company Adjusters
Have you ever come across a situation when you had to file an insurance claim? Maybe you were injured in a car accident or your property was damaged due to a natural disaster. Whatever the case may be, it’s important to know that insurance claims are not always straightforward. That’s wh...
Which insurance package better suits your business’s insurance needs, the Business Owners Policy or the Commercial Package Policy?
Businesses require insurance, but determining whether business owners policy or commercial package policy is appropriate for your business can be difficult. You cannot prevent damaging events from occurring, but insurance helps you protect what you have built. Having insurance protects your business...
Smoke Insurance Claims
Every insurance policy has its own set of limitations, exclusions and thresholds. These are known as triggers. Triggers are the pre-determined conditions that must be met for a claim to be paid. Understanding the triggers in your insurance policy means you’re aware of what you’re covered for and...
How to Remove Water Damage: The Easiest, Quickest, and Most Effective Way
Heavy rainfall and flooding can cause significant water damage to homes. When it comes to natural disasters, flooding is one of the costliest to repair. Therefore, it’s crucial for homeowners to understand how to prepare for flooding in their home. That being said, buildings have an average lifesp...













